The Howard University Faculty Practice Plan accepts a variety of insurance plans and providers. Take a look at our list of recognized insurers and make an appointment with us today to find out what level of coverage is available to you.

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Medicare: 

Howard University Faculty Practice Plan is a participating provider of Medicare. Present your Medicare card, as well as your supplemental insurance cards, upon admission. You will be responsible for any Medicare deductibles, co-payments, and services not covered by Medicare and your supplemental insurance.

 

Commercial Insurance: 

If a commercial carrier insures you, please bring your insurance card with you to the Admissions Office. If your insurance company requires a claim form, please bring a completed form with you. Most commercial insurance carriers require pre-certification, pre-authorization, and/or a second surgical opinion.

 

Medicaid and Medicaid Managed Care:

 If you receive City or have State Welfare or Medicaid Managed Care, please bring your current identification card to the Admissions Office. Pre-authorization is needed for elective admissions or elective outpatient services

 

CareFirst Blue Cross/Blue Shield:

If you are insured by Blue Cross/Blue Shield, please bring your current insurance card with you in order to provide your individual membership identification number to the Admissions Office. All Blue Cross/Blue Shield insurance coverage verification is only an estimate of available coverage and is subject to final review and approval by Blue Cross/Blue Shield. Most Blue Cross/Blue Shield policies require pre-certification and pre-authorization prior to admission. Please be sure to fulfill this requirement before you are admitted to the hospital.

 

Health Maintenance Organizations: 

If you are covered by an HMO, please bring your insurance card to the Admissions Office to provide the hospital with your membership number. Most HMOs require a referral from your primary physician. All HMOs require pre-certification and pre-authorization before admission.

 

Workers' Compensation:

Workers' Compensation cases are covered when approved by the employer or the employer's insurance carrier. In liability cases, you are responsible to the hospital for prompt payment of your bills and are expected to seek reimbursement from the liability insurance carrier.

 

Help for the Uninsured: 

If you don't have health insurance, there may be health insurance programs and assistance available to you through the Affordable Care Act. The Affordable Care Act (ACA) provides options for those seeking health insurance. It provides a health insurance marketplace that allows people to compare health plans, look for a plan that fits their needs, and find out if they may qualify for lower costs. It also sets guidelines for insurance companies, including rules about cost increases, coverage for preexisting conditions, and requirements for certain kinds of coverage, such as preventive care. The ACA works in partnership with individual states. Parts of it may vary from state to state. Be sure to find out the options for health coverage in your state. You can go to www.healthcare.gov or www.hhs.gov/healthcare to learn more about the Affordable Care Act.

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Here are some websites where you can get more information.

• www.insurekidsnow.gov

  • Learn about programs for children, such as the Children's Health Insurance Program (CHIP).

• www.rwjf.org/coverage

  • Find resources and information for people who are uninsured.

• www.coverageforall.org

  • Learn more about getting health insurance.